Do you feel like you’ve been paying on your student loans FOREVER? Or maybe you just graduated from college – CONGRATS! – but are dreading the fact that those student loan payments are finally coming due? Joining us today is Angela Ozar, author of “Close Your Tab & Don’t Look Back, A Guide to Getting Out of Debt and Getting …
There are more than fifty shades of gray when it comes to money, because each person’s financial situation is unique and complex. Earlier this month I sent out a daily series of emails, entitled “The Top 10 Money Mistakes You Might Be Making,” which I’ve compiled HERE. I received several interesting responses directly from you, my dear readers. A …
Bouncing back from financial rock bottom isn’t easy and I know it from personal experience! In this podcast episode of Your Money, Your Wealth with Joe Anderson, CFP and Big Al Clopine, CPA, I tell others how they can rescue themselves from financial rock bottom! (My portion of the show starts at the 11 minute mark.) CLICK HERE TO LISTEN! …
Smart financial risk taking is woven into the fabric of the entrepreneurial life. If you’re a risk-adverse small business owner, it’s likely you’ll have ulcers and empty pockets before too long. When it comes to managing your money within your business, where is the fine line between smart financial risk taking and recklessness? Being too scared to invest money in your business is …
I’m quite sure that I can come up with more than four money mistakes entrepreneurs make in their businesses! What percentage of small business fail? 50% of small businesses will not survive 5 years and 70% will not make it to their tenth year in business. How can you beat the odds and ensure that you business not only survives, …
Is there anything better than reading a great book poolside, with a fruity drink in hand? I think not! When most of us think “summer reading,” it’s usually light, fun, or romantic stories. But here are four money books to read that will majorly boost your financial IQ while soaking in the sun. I promise you, these reads are anything …
This past weekend, my pastor, Brian Tome, of Crossroads Church talked about practical ways to create healthy margins in your personal finances. You might be surprised to learn (or maybe not) that for 80% of the people in financial distress, income is not the problem. So if you’re a mid- to high-level income earner and feel like your money margins …
Please stop acting like you’ve won the lottery when you get your tax refund – that was your money to begin with! I know some people purposely have their employer withhold too much money on their paychecks so they get a big refund. Why is this a bad idea? First, you are earning 0% interest on this money. If you …
The following is the introduction from my book, “Money is Emotional: Prevent Your Heart From Hijacking Your Wallet.” Available at Amazon.com on March 21, 2017. When I hit financial rock-bottom, four years after graduating from college, I owed money to three different payday lenders. I was behind on my car payment and had past due utility bills and credit cards. …