More Than Fifty Shades of Gray

More Than Fifty Shades of Gray

  There are more than fifty shades of gray when it comes to money, because each person’s financial situation is unique and complex. Earlier this month I sent out a daily series of emails, entitled “The Top 10 Money Mistakes You Might Be Making,” which I’ve compiled HERE. I received several interesting responses directly from you, my dear readers. A …

Financial Rock Bottom, Christine Luken, Financial Lifeguard

Bouncing Back From Financial Rock Bottom

  Bouncing back from financial rock bottom isn’t easy and I know it from personal experience! In this podcast episode of Your Money, Your Wealth with Joe Anderson, CFP and Big Al Clopine, CPA, I tell others how they can rescue themselves from financial rock bottom! (My portion of the show starts at the 11 minute mark.)   CLICK HERE TO LISTEN! …

Smart Financial Risk, Christine Luken, Financial Lifeguard

Smart Financial Risk Taking

Smart financial risk taking is woven into the fabric of the entrepreneurial life.  If you’re a risk-adverse small business owner, it’s likely you’ll have ulcers and empty pockets before too long.  When it comes to managing your money within your business, where is the fine line between smart financial risk taking and recklessness? Being too scared to invest money in your business is …

I Let My Heart Hijack My Wallet

The following is the introduction from my book, “Money is Emotional: Prevent Your Heart From Hijacking Your Wallet.”  Available at Amazon.com on March 21, 2017. When I hit financial rock-bottom, four years after graduating from college, I owed money to three different payday lenders. I was behind on my car payment and had past due utility bills and credit cards. …

overdraft protection, Christine Luken, Financial Lifeguard

Overdraft Protection: Blessing or Curse? (Video)

If you are constantly overdrawing your bank account, overdraft protection may seem like a great idea… But in truth, it’s simply allowing you to ignore the problems of overspending and failing to balance your accounts. I recently interviewed a military mom for my book, Money is Emotional: Prevent Your Heart from Hijacking your Wallet, on this subject.  Her husband had always handled the …