what happens to my debt when i die

What Happens to my Debt When I Die?

What happens to my debt when I die? Does it just go away? Or will my family be responsible to pay it for me? The answer depends on a few factors, including the type of debt, if you have any assets when you die, and if you’re legally married or not. We generally don’t like to dwell on the fact …

What Happens to My Money When I Die?

If you were to die tomorrow, do you know what happens to your money? What happens with your banks accounts, investments, retirement funds, and insurance policies? Trust me, no one likes to think or talk about their own death, but we all will die at some point (unless you’re an immortal vampire!).  And there’s nothing more loving you can do …

should i refinance my student loans

Should I Refinance My Student Loans?

“Should I refinance my student loans?” It’s a question I’m asked almost weekly by my followers and potential clients. It’s true, student loan debt is a growing financial burden for many Americans. In fact, the biggest asset of the US Government is student loan debt. (Yikes!) For some people, this debt prevents them from saving adequately for retirement and other …

I am the Marie Kondo of Money

I Am the Marie Kondo of Money

I had an epiphany the other day: I am the Marie Kondo of money. If you’ve read Marie’s book, The Life-Changing Magic of Tidying Up or watched her Netflix series, you’ll know that she helps people conquer their physical clutter once and for all. She has a very specific process for doing this. Marie helps people remove all their clutter, assessing what …

Your Questions About Financial Coaching Answered

Your Questions about Financial Coaching Answered

My clients have lots of questions about financial coaching before they hire me. You might too, if you’re thinking you need help to get your finances in order. And that’s a smart idea! Before you hire me, or any other financial coach, you should make sure you get ALL of your questions answered. Here’s the most common questions that I …

When to hire a financial coach

When to Hire a Financial Coach

You probably know when you need the services of a banker, CPA, or investment advisor. But when should you hire a financial coach? You don’t need a loan, assistance with filing your taxes, or the latest stock tip. You need a different kind of financial guidance that’s harder to define. When to Hire a Financial Coach The answer in one …

volcano method of debt reduction

The Volcano Method of Debt Reduction

When I hit financial rock bottom, I used the Volcano Method of debt reduction to dig myself out. But I didn’t realize that’s what it was called at the time! At age 26, fresh out of a dysfunctional 7-year relationship, I found myself buried in debt, with zero savings and a less-than-stellar credit score. My ex-fiance “Jeff” couldn’t seem to …

5 Things You Didn’t Know About Medical Bills

5 Things You Didn’t Know About Medical Bills

What you don’t know about medical bills can cost you both in terms of money and frustration. There can be some unpleasant side effects from your medical care if you’re not aware of these billing pitfalls. Yes, of course, your medical providers deserve to be paid fairly. However, I don’t want you to overpay your medical bills because of confusion …

The Easiest Way to Fix Your Finances, tools on a bench

The Easiest Way to Fix Your Finances

The easiest way to fix your finances is also the most successful in the long-term! But have you noticed that we tend to complicate things and make them harder than they need to be?Many people tend think that fixing their money problems is going to be difficult and overwhelming. And it’s no wonder! Money gurus tell us lies like, “You …