5 Things You Didn’t Know About Medical Bills

5 Things You Didn’t Know About Medical Bills

What you don’t know about medical bills can cost you both in terms of money and frustration. There can be some unpleasant side effects from your medical care if you’re not aware of these billing pitfalls. Yes, of course, your medical providers deserve to be paid fairly. However, I don’t want you to overpay your medical bills because of confusion …

The Easiest Way to Fix Your Finances, tools on a bench

The Easiest Way to Fix Your Finances

The easiest way to fix your finances is also the most successful in the long-term! But have you noticed that we tend to complicate things and make them harder than they need to be?Many people tend think that fixing their money problems is going to be difficult and overwhelming. And it’s no wonder! Money gurus tell us lies like, “You …

stop asking whats wrong with me, christine luken, thoughtful blond woman with glasses

Stop Asking “What’s Wrong with Me?”

If you’ve ever struggled to get your crap together when it comes to money, you’ve likely asked some variation of this question: “What’s wrong with me?” “What’s wrong with me? I make a good income, so why don’t I have anything to show for it?” “What’s wrong with me? I should have these student loans paid off by now.” “What’s …

How to talk about money without fighting, attractive couple arguing at the kitchen table

How to Talk about Money without Fighting

When a couple is experiencing financial stress, it can seem nearly impossible to talk about money without fighting. Emotions run high and conversations can quickly turn into shouting matches and blame-a-thons. With 75% of Americans feeling money stress at least some of the time, and almost 25% experiencing extreme financial stress, the struggle is real. The good news is that …

Financial Coach versus Financial Planner, what's the difference, thinking man with glasses

The Difference Between a Financial Coach and a Financial Planner

So, what’s the difference between a financial coach and a financial planner? When I introduce myself as the Financial Lifeguard, I’m frequently mistaken for a financial planner, which I’m not. I can see why people are confused about this. Not only are financial coaches and planners different from each other, but there are several names that are used interchangeably for …

Is Your Budget Keeping You Broke?

The other day, I spotted this headline, “Is Your Diet Keeping You Fat?” Well, if it’s a healthy diet, the answer should be “no.” The article went on to explain when people yo-yo diet, it damages their metabolism and sets them up for failure. You might be able to stick to a stringent diet for a short period of time, …

What's Your Money Karma

What’s Your Money Karma?

Do you feel like you have a black cloud following you around when it comes to your finances? What’s your money karma? You’re trying to do the right things with your money, but something always throws you off that you have no control over, like a flat tire or an unexpected medical bill. I experienced this in my business several …

5 Money Books to Gift This Holiday Season

5 Money Books to Gift This Holiday Season

Do you still have more than a few gifts left to cross off your holiday list? Considering giving the gift of financial dignity to your loved ones…and yourself! Here are my recommendations, all priced at $15.99 or less, so you won’t blow your budget! (I talk about each in more depth in this video.) 5 Great Money Books to Gift this …

Creating Healthy Boundaries in Your Business

Creating Healthy Boundaries in Your Business

Creating healthy boundaries in your business is vitally important for entrepreneurs. We need to create and enforce boundaries around our money, time, and energy, so we don’t end up burnt out or resentful of our customers, vendors, and fans. In this session, Beth Silvers, speaker, soon-to-be author, podcast host, and expert in difficult conversations, gave Collective members loads of valuable …