If you are constantly overdrawing your bank account, overdraft protection may seem like a great idea… But in truth, it’s simply allowing you to ignore the problems of overspending and failing to balance your accounts. I recently interviewed a military mom for my book, Money is Emotional: Prevent Your Heart from Hijacking your Wallet, on this subject. Her husband had always handled the …
Automate your savings so you don’t have to discipline yourself to sacrifice some of your check each and every payday! We know that it’s important to save money, pay down debt, and invest for retirement. However, sometimes it seems that we don’t get around to following through on our good intentions. Why make it harder on yourself to save? Automate …
Is maintaining a good credit score with minimal debt even possible? Maybe you think your credit score is unimportant if you’re getting out of debt and don’t plan on borrowing in the future. If so, you’d be mistaken. Your credit score is used in determining your car insurance premiums, can factor into rental decisions, and is used by many employers …