I’m Banning the Budget

I’m banning the budget! Yes, you heard me right, I am banning the B-word from my vocabulary. Words are powerful. Words are loaded with meaning. And the word “budget” is loaded with negative connotations. When I ask my clients what comes to mind when I say “budget,” here’s what they say: “Discipline.” “Restriction.” “Deprivation.” “No fun.” It’s a wonder that …

Trying to Look Rich vs being rich

Trying To Look Rich Versus Being Rich

There’s a huge difference in trying to look rich versus being rich. The term “rich” is subjective and we can argue over exactly what that means. I really love the definition of rich that Jen Sincero gives in her book, You are a Badass at Making Money. “RICH = Able to afford all of the things and experiences required to …

How Do I Get My Wife to Stop Spending Money

How Do I Get My Wife to Stop Spending Money?

You open your monthly credit card statement and almost faint when you see the total. Oh. My. God. How do I get my wife to stop spending money? There must be some mistake, right? As your shock subsides, anger rushes into take its place. “Honey! Get in here!” you bellow. The dreaded monthly credit card fight is about to begin. …

How to Spot a Financial Manipulator

If your marriage is on the rocks, you might wonder where husbands hide money during divorce. Is he hiding income, cash, or debt? Here’s how to find out.

The Four Best Financial Assets

What are the four best financial assets you should own? Stocks, bonds, real estate, and gold? Those are all amazing assets but the ones I’m going to talk about here are a little different. These are things that anyone, at any age, with any bank balance can begin to develop. Here they are in order of importance, from least to greatest. The …

Who wants to be filthy rich

Who Wants to be Filthy Rich?

Who wants to be filthy rich? (NOT me!) Don’t get me wrong, I definitely want to be rich. I could just do without the filthy part. The word filthy conjures up images of pigs rolling in mud. In fact, Dictionary.com defines filthy this way: “Foul, disgusting, completely dirty; vile, vulgar, obscene.” Nope, I definitely don’t want my riches to be filthy! The rich people I …

forget your money

Did You Forget Your Money?

A strange phenomenon occurs for a high percentage of my coaching clients when they work with me… They find money they forgot they even had! You might be saying to yourself, “Oh that must be nice to have so much money that you forget about some of it! That definitely would NOT happen to me.” I wouldn’t be so sure …

The Best Budget App for Couples

How do you find the best budget app for couples when there are so many choices available? Almost every major bank, and even small credit unions, are offering a budgeting function as a part of their online banking system. And of course, there are the most popular third-party budget apps like Mint, YNAB (You Need a Budget), and Every Dollar. …