Are you ready to go from hot mess to financial success in just six months—no shame, no spreadsheets required? If you’re a high-income earner feeling overwhelmed by financial chaos, you’re not alone, and you’re exactly the kind of person I help. As your Financial Dignity® Coach, I’m your judgment-free partner who knows how to simplify, organize, and empower. Together, we create a clear, customized Prosperity Plan so that money supports your happiness. Sounds intriguing, right? Let’s dive into a real-life example of what this transformation looks like.
How Jason & Laura Went from Hot Mess to Financial Success
Client Background
Jason and Laura*, a dual-career couple in their 30s with two kids and a dog, earned a combined $300,000 per year, yet they constantly felt like they were behind. (*Names have been changed to protect client confidentiality. Coaching results and testimonials shared with permission.)
Jason, a high-commission sales executive, had an income that fluctuated wildly from month to month. Laura worked remotely in tech, contributing financially while also managing the kids’ daily routines.
Despite their strong earnings, their financial situation felt anything but stable. Every time Jason received a large commission check, it went straight to paying off lingering credit card balances or covering a major unexpected expense due to their lack of savings.
At the start of coaching, they had:
- $483,455 in non-mortgage debt, including six credit cards, two student loans, two car loans, and two home improvement loans.
- $5,373 in minimum monthly debt payments, significantly straining cash flow.
- Only $14,566 in liquid savings, leaving them vulnerable to financial surprises.
Beyond the numbers, money was a major stressor in their marriage. Jason managed all financial decisions, leaving Laura feeling out of the loop and guilty for spending—even on necessities for their home or kids. The imbalance in financial responsibility created a “parent-child” money dynamic, with Jason feeling overwhelmed by the burden and Laura feeling powerless.
Challenges & Pain Points
- Despite a multi-six-figure income, they struggled to save and break free from debt.
- Jason was solely responsible for managing money, leaving Laura feeling excluded and disconnected.
- Their high level of debt and monthly obligations limited financial flexibility.
- Emotional money triggers—Jason’s financial stress and Laura’s guilt—strained their marriage.
My Approach
The first step was clarity—gathering all of their financial data in one place so both Jason and Laura had full transparency into their income, expenses, assets, and debt. With a clear picture, they could make informed decisions together, and they began to see the path that would take them from hot mess to financial success.
We tackled key problem areas:
- Debt Strategy: Explored different approaches to accelerate their payoff, including refinancing options.
- Budgeting with Variable Income: Implemented my proprietary method to smooth out Jason’s fluctuating commissions and create a predictable financial flow.
- Healthy Money Communication: Introduced weekly “money dates” to replace financial stress with productive, team-oriented discussions.
- Mindset Shifts: Identified emotional spending triggers and created healthier, more intentional financial habits.
Transformation & Results
- Debt Payoff: Paid off four credit cards and one home improvement loan, eliminating $50,692 in debt.
- Cash Flow Improvement: Freed up $6,483 per month by reducing debt and reworking financial strategies.
- Savings Growth: Increased liquid savings by $13,000 in just six months.
- Stronger Financial Partnership: Laura and Jason became equal partners in managing their money, eliminating financial resentment.
- They went from being a hot mess to financial success in six short months!
Total Net Worth Increase: $64,653 in six months!
In Their Words
“Before coaching with Christine, we had no idea where our money went (despite having a great income), which caused us both stress and anxiety. Christine analyzed our financial situation without judgment and got us organized. By the end of our six-month coaching package, we increased our savings by $13,000 and paid off $51,000 in debt! We feel more financially secure and are in tune with our money and each other. We are motivated, not anxious, to tackle the future.” — Laura & Jason
The End Result
Jason and Laura no longer feel like they’re “chasing” financial stability. They went from hot mess to financial success in six short months! With a clear money system, a debt-free plan, and a shared approach to finances, they’ve built a strong foundation for their family’s future. More than just numbers, this transformation brought them peace of mind, confidence, and a partnership rooted in financial clarity.
Are you and your spouse ready to join forces, take control of your finances, and build a peaceful, prosperous future? Let’s chat! In six short months, you can go from hot mess to financial success!