Reason You're Not Rich, Christine Luken, Financial Lifeguard

The Number 1 Reason You’re Not Rich (Podcast)

Today’s episode is “The Number 1 Reason You’re Not Rich.”  Now I know what some of you are thinking.  “Being rich would be nice, but I’m just trying to get financially healthy.”  Stay tuned because what you will hear today, if you apply it, will improve your financial condition whatever it may currently be. As I’ve discussed in previous podcasts …

The Underbelly of the Financial World (Podcast)

We all know that there are dangerous financial waters we need to avoid. Today we’ll talk about the worst of the worst, the “Underbelly of the Financial World.” I’ll explain why you need to avoid payday lenders like the plague, think twice about title pawning, run away from debt consolidation, and save your money instead of wasting it on lottery …

If You Have a Mortgage, You Have a Master

Last week, we covered the “Real Estate and Mortgages” lesson in the Financial Peace University class that I’m facilitating at my church.  It’s always a weird lesson because it’s the only time that Dave Ramsey doesn’t go ballistic on us for having some debt.  Here are the reasons why: 1.) Most people don’t have the means or patience to save …

How to Have a Car Without a Car Payment

            Wouldn’t it be nice to NOT have a car payment ever again?  Impossible?  Not really.  I haven’t had a car payment in over ten years; I promise, I’m not driving a nasty old beater car either!  When I became serious about being debt free, that meant I didn’t want a car payment.  My husband, Nick, has always paid …