Is Cash Really King? (Video)

Is cash really king?  Well, consider this: when you make purchases with cash, it actually registers as pain in your brain. That’s actually a good thing and we can use it in our favor to control our spending. When people use credit cards instead of cash, they typically spend 12 -18% more.   Cash can be a great way to …

Teachable Money Moments for Kids (Podcast)

In this episode, I’ll discuss how you can use everyday situations to teach your children about responsible money management in age appropriate ways.  You can educate your kids about budgeting, prices, and sales tax at the grocery store.  You can explain mortgages, interest rates, student loans and credit cards to your teenagers. Paying your children for doing their chores will …

Debt = Financial Cancer, Part Two

       The Cure – Start moving in the right direction.        The first step to getting out of debt is to STOP BORROWING MORE MONEY!  As Dave Ramsey says, “You can’t get out of a hole by digging out the bottom!” It’s time for plastic surgery – cut up those credit cards!      The second step to getting out …