dave ramsey is wrong

Dave Ramsey is Wrong About a Few Things

dave ramsey is wrong

Recently, my guest post 6 Things I Don’t Agree With Dave Ramsey On was published on BudgetsAreSexy.com. I have to admit that I was a little nervous about publicly declaring my differences with Dave, seeing as he was a mentor to me for many years. (The article itself is very civil, and by no means disrespectful.)

And then of course, J. Money, fellow money blogger and the slightly devious, mohawk-wearing owner of Budgets Are Sexy, created a “Christine vs. Dave” graphic to put at the top of the post! I expected some serious tongue-lashings from the die-hard Dave fans.

As J. Money and I kept tabs on the post and the social media shares on Friday and over the weekend, something unexpected happened.

Almost everyone agreed with me…

And the 6 things that I think Dave Ramsey is wrong about, especially #5, which is stopping contributions to your retirement account while you’re paying off your debt. 

When I checked the post on Sunday, there were 57 comments, largely positive. 

budgets are sexy

One lady on Twitter was a little more vocal, so I think that’s why J. Money change the title of the post from “6 Things Dave Ramsey is Wrong About,” to “6 Things that I Disagree with Dave Ramsey About.”

dave ramsey, christine luken, budgets are sexy

However, those of you who know me well enough, know that BOTH titles are KILLING my inner Word Nerd! (Never end a sentence with a preposition!) The original title I gave the blog was “Dave Ramsey is Wrong About These 6 Things.”  Because, grammar! Anyways… Maybe because it was Friday, the blog didn’t get as much attention in either direction as I hoped. Only four comments on his Facebook post, which isn’t much when you have almost 16,000 followers!

dave ramsey, facebook, christine luken, budgets are sexy

So maybe the fact that I disagree with Dave Ramsey on these 6 things (and honestly, quite a few others) isn’t as controversial as I thought! 

So, check out the article and let me know what you think! Of course, shares and comments are appreciated!

PSST… Want to know why my unique approach to coaching is so successful in helping my clients find lasting financial dignity? Watch the free training HERE to find out.

Comments 2

  1. Hi Christine,

    I know it’s been a while since this post went up, but I thought you were (and are) spot on. Obviously, Dave has done a lot of good for a lot of people. Your points, though, are hard to argue against, even if someone wanted to.

    Dave’s target audience tends to be the middle- to upper-middle class overspenders who often need his tough love approach.

    The main challenges I usually face as a 16-year financial educator for a nonprofit are 1) if you are FOR Dave, apparently you think you have to be AGAINST anyone else teaching personal finance, and 2) people associate value with price. If it’s not a $300 ticket to get into the class, it must not be worth my time.

    It’s a great day opening people’s minds to new possibilities and potentially helpful skills and behaviors, regardless of who originated them.


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