Most Important Budget Question

The Most Important Question to Ask Before Budgeting (Video)

What do you think is the most important question to ask before budgeting?  “How much money do I bring home every month?”  “How much am I spending?”  “Do I have too much debt?” Even before you start asking yourself these specifics, I want you to answer this question first: “If I woke up tomorrow and felt really good about my …

Make It a Treat (Video)

I recently read the book, “Happy Money: The Science of Smarter Spending” by Elizabeth Dunn and Michael Norton.  The authors made the  interesting discovery that people enjoy purchases like fancy lattes, Belgian chocolate, and massages MORE when they had them LESS often.  Why is that? When something is an occasional treat, rather than part of your routine, you have more happiness and …

Money Is Not Evil (Video)

Ever heard the phrase, “Money is the root of all evil?” The truth is that money – just like a pen or other object – is neither good nor evil. Money is simply an extension of the person using it. Money is a tool. If you respect it and use it properly, you’ll have positive results. If you disrespect it …

No Shame in Asking (Video)

I have quite a few coaching clients who preface their question to me with phrases like the following: “I’m embarrassed that I don’t know this but…” “This is probably a dumb question, but…” “I know I should probably know the answer to this, but…” Here’s what I want to say both to you and my clients: There is NO shame …

money lessons from mom

Money Lessons From Mom (Video)

Growing up in my house, my Dad handled the majority of the finances, but I learned some valuable money lessons from Mom. Shortly after I turned 16 and got my drivers license, I inherited my Mom’s old Ford Taurus. This came along with a new responsibility: weekly grocery shopping. My Mom gave me a set amount of cash each week, …

pawn shops

Pawn Shops are Not All Fun and Games (Video)

TV shows like Pawn Stars make it seem like pawn shops are all fun and games. However, most of what these programs show are people selling their cool and unique items. What’s the difference between pawning and selling?   Selling is straightforward: we agree on a price, I give the item to the pawn shop and they pay me cash …