Money Is Not Evil (Video)

Ever heard the phrase, “Money is the root of all evil?” The truth is that money – just like a pen or other object – is neither good nor evil. Money is simply an extension of the person using it. Money is a tool. If you respect it and use it properly, you’ll have positive results. If you disrespect it …

No Shame in Asking (Video)

I have quite a few coaching clients who preface their question to me with phrases like the following: “I’m embarrassed that I don’t know this but…” “This is probably a dumb question, but…” “I know I should probably know the answer to this, but…” Here’s what I want to say both to you and my clients: There is NO shame …

money lessons from mom

Money Lessons From Mom (Video)

Growing up in my house, my Dad handled the majority of the finances, but I learned some valuable money lessons from Mom. Shortly after I turned 16 and got my drivers license, I inherited my Mom’s old Ford Taurus. This came along with a new responsibility: weekly grocery shopping. My Mom gave me a set amount of cash each week, …

pawn shops

Pawn Shops are Not All Fun and Games (Video)

TV shows like Pawn Stars make it seem like pawn shops are all fun and games. However, most of what these programs show are people selling their cool and unique items. What’s the difference between pawning and selling?   Selling is straightforward: we agree on a price, I give the item to the pawn shop and they pay me cash …

Which Budget Tool is Right For me

Which Budget Tool is Best for Me? (Video)

I often have people ask me, “Which tool should I use for my monthly budgeting?” I always answer: “The one that you WILL use on a regular basis!” It’s really a matter of personal preference. Some people like old fashioned pen (or pencil) and paper. Many of my financial coaching clients use my Prosperity Plan Worksheets. Others prefer to use …

What To Do When There’s Not Enough Money to Pay All the Bills (Podcast)

When there’s not enough money to pay all of the bills, we can end up making emotional decisions that make our situation even worse.  I’ve been on both sides of the collections equation – I used to work as a collector for Citibank and I’ve had times in my life when collectors were calling me.  I understand how stressful and …