high income hot mess

Are You High Income, Hot Mess?

“If I made more income, I wouldn’t have these financial problems.” Maybe you’ve said or thought this at some point in your life. Maybe you’re saying it right now! 18 years ago, when I was living on the edge of broke, I said it all the time. Unfortunately, I proved myself wrong every time I received a raise. High income …

Keeping Up With the Joneses

Screw Keeping Up with the Joneses

Yes, that’s right, I said it: “Screw keeping up with the Joneses.” (Much less the Kardashians!) If you were to ask me why the majority of my clients come to me stressed out about their money, it’s because of mindless spending. They may not think that they’re keeping up with the Joneses, but the truth is that we’re all influenced …

Top 10 Money Mistakes You Might Be Making

Top 10 Money Mistakes You Might Be Making 1.) Paying Medical Bills with Your Credit Card. Why it’s a mistake: Medicals bills have zero percent interest and providers are typically willing to accept partial payments over time. Once you pay that medical bill with a credit card, you’ll be hit with interest fees. Only do this if you pay your …

sustainable financial success, chris salem

Sustainable Financial Success (Podcast)

Sustainable financial success is only possible when you master your money mindset!   In this guest appearance on Chris Salem’s radio show Sustainable Success, we discussed the importance of Mindful Money Management for Sustainable Success in your life and your business. Listen to the replay HERE. Episode Description: We already know what it takes to become financially healthy: spend less than we …

couples and money, opposites attract, christine luken, financial lifeguard

Couples and Money: When Opposites Attract

Couples and Money: When Opposites Attract In love and money, we have a tendency to be attracted to someone who is our polar opposite. While this can be exciting, it also has the potential to be stressful. When your significant other wants to handle the joint finances differently, that’s when the money fights start! Is there a way to compromise …

Raising Money Smart Kids (BusinessWise Podcast)

Are you raising money smart kids?  In this 3-minute segment from my interview with Crystal Faulkner of the BusinessWise Radio show , I discuss the most important thing you can do to raise kids who grow up into financially savvy adults. You don’t have to use a formal money curriculum to introduce your children to money management. Often the most profound lessons we can …

Financial Lifeguard Story (BusinessWise Podcast)

  Wondering why I call myself the Financial Lifeguard?  It’s because I was once drowning financially myself.  I owed three different payday lenders money and was behind on most of my bills, despite having an accounting degree! Listen to this 3-minute segment from interview with Crystal Faulkner of the BusinessWise Radio show below.

Make It a Treat (Video)

I recently read the book, “Happy Money: The Science of Smarter Spending” by Elizabeth Dunn and Michael Norton.  The authors made the  interesting discovery that people enjoy purchases like fancy lattes, Belgian chocolate, and massages MORE when they had them LESS often.  Why is that? When something is an occasional treat, rather than part of your routine, you have more happiness and …