Financial Coach versus Financial Planner, what's the difference, thinking man with glasses

The Difference Between a Financial Coach and a Financial Planner

So, what’s the difference between a financial coach and a financial planner? When I introduce myself as the Financial Lifeguard, I’m frequently mistaken for a financial planner, which I’m not. I can see why people are confused about this. Not only are financial coaches and planners different from each other, but there are several names that are used interchangeably for …

Is Your Budget Keeping You Broke?

The other day, I spotted this headline, “Is Your Diet Keeping You Fat?” Well, if it’s a healthy diet, the answer should be “no.” The article went on to explain when people yo-yo diet, it damages their metabolism and sets them up for failure. You might be able to stick to a stringent diet for a short period of time, …

What's Your Money Karma

What’s Your Money Karma?

Do you feel like you have a black cloud following you around when it comes to your finances? What’s your money karma? You’re trying to do the right things with your money, but something always throws you off that you have no control over, like a flat tire or an unexpected medical bill. I experienced this in my business several …

5 Money Books to Gift This Holiday Season

5 Money Books to Gift This Holiday Season

Do you still have more than a few gifts left to cross off your holiday list? Considering giving the gift of financial dignity to your loved ones…and yourself! Here are my recommendations, all priced at $15.99 or less, so you won’t blow your budget! (I talk about each in more depth in this video.) 5 Great Money Books to Gift this …

Creating Healthy Boundaries in Your Business

Creating Healthy Boundaries in Your Business

Creating healthy boundaries in your business is vitally important for entrepreneurs. We need to create and enforce boundaries around our money, time, and energy, so we don’t end up burnt out or resentful of our customers, vendors, and fans. In this session, Beth Silvers, speaker, soon-to-be author, podcast host, and expert in difficult conversations, gave Collective members loads of valuable …

You Don't Deserve to Make Money Having Fun, Christine Luken

You Don’t Deserve To Get Paid For Fun

In this guest appearance on The Money Lab podcast, hosted by Wei Houng, I come clean about a faulty money story that was holding me back in my business: You Don’t Deserve to Get Paid for Fun. Transcript: Wei Houng: Welcome to the money lab live podcast episode number eighty-two: The You Don’t Deserve to Get Paid for Fun money story. …

dave ramsey is wrong

Dave Ramsey is Wrong About a Few Things

Recently, my guest post 6 Things I Don’t Agree With Dave Ramsey On​ was published on BudgetsAreSexy.com. I have to admit that I was a little nervous about publicly declaring my differences with Dave, seeing as he was a mentor to me for many years. (The article itself is very civil, and by no means disrespectful.) And then of course, …

Are You Being Cheap with Yourself, Christine Luken, Financial Lifeguard

Are You Being Cheap with Yourself?

Not long ago, I realized that I was being cheap with myself over something pretty silly – tissues. I always bought the store brand, never the “Puffs Plus Lotion” or the “Kleenex Ultra Soft.” Allergies plague me almost year-round, so I use a lot of tissues. Six weeks ago, my mom stayed with me for a few days while she …

I Care About Your Financial Dignity {But Not More Than You Do}

I care about your financial dignity. A lot. I know my purpose is to shine my light into the financial darkness of others. I want to empower as many people as possible to rescue their financial dignity. I know what it feels like to be drowning in money stress and shame. And I don’t want you or anyone else to …