When I hit financial rock bottom, I used the Volcano Method of debt reduction to dig myself out. But I didn’t realize that’s what it was called at the time! At age 26, fresh out of a dysfunctional 7-year relationship, I found myself buried in debt, with zero savings and a less-than-stellar credit score. My ex-fiance “Jeff” couldn’t seem to …
What you don’t know about medical bills can cost you both in terms of money and frustration. There can be some unpleasant side effects from your medical care if you’re not aware of these billing pitfalls. Yes, of course, your medical providers deserve to be paid fairly. However, I don’t want you to overpay your medical bills because of confusion …
The easiest way to fix your finances is also the most successful in the long-term! But have you noticed that we tend to complicate things and make them harder than they need to be?Many people tend think that fixing their money problems is going to be difficult and overwhelming. And it’s no wonder! Money gurus tell us lies like, “You …
If you’ve ever struggled to get your crap together when it comes to money, you’ve likely asked some variation of this question: “What’s wrong with me?” “What’s wrong with me? I make a good income, so why don’t I have anything to show for it?” “What’s wrong with me? I should have these student loans paid off by now.” “What’s …
When a couple is experiencing financial stress, it can seem nearly impossible to talk about money without fighting. Emotions run high and conversations can quickly turn into shouting matches and blame-a-thons. With 75% of Americans feeling money stress at least some of the time, and almost 25% experiencing extreme financial stress, the struggle is real. The good news is that …
So, what’s the difference between a financial coach and a financial planner? When I introduce myself as the Financial Lifeguard, I’m frequently mistaken for a financial planner, which I’m not. I can see why people are confused about this. Not only are financial coaches and planners different from each other, but there are several names that are used interchangeably for …
The other day, I spotted this headline, “Is Your Diet Keeping You Fat?” Well, if it’s a healthy diet, the answer should be “no.” The article went on to explain when people yo-yo diet, it damages their metabolism and sets them up for failure. You might be able to stick to a stringent diet for a short period of time, …
Do you feel like you have a black cloud following you around when it comes to your finances? What’s your money karma? You’re trying to do the right things with your money, but something always throws you off that you have no control over, like a flat tire or an unexpected medical bill. I experienced this in my business several …
Do you still have more than a few gifts left to cross off your holiday list? Considering giving the gift of financial dignity to your loved ones…and yourself! Here are my recommendations, all priced at $15.99 or less, so you won’t blow your budget! (I talk about each in more depth in this video.) 5 Great Money Books to Gift this …