Wrestling with a complicated money decision? Here are four handy financial calculators to simplify the process! All of them are simple to use and absolutely free. 4 Handy Financial Calculators 1 – Credit Card Repayment Calculator I hope you know by now if you only make minimum payments on your credit card debt, it’s going to hang around forever! With …
As a Certified Financial Counselor, I see the dangers of financial bulimia firsthand. What is financial bulimia? It’s the money equivalent of binge-and-purge behavior. Here’s what it looks like: Your spending is out of control, usually on credit cards. You’re not saving or investing for the future, tracking your net worth, or giving your personal finances the attention they deserve. …
I love it when other coaches and biz owners compliment me on the way I sell and market my business. “What’s your secret?” “Tell me how you do it!” “Who does your social media?” Trust me, I’ve thought about charging coaches to give them the inside scoop. Although I can’t reveal all my secrets, here are three of my favorite …
In this podcast, I talk about “Affording a Catholic Education for your Kids.” I coach many families who send their kids to Catholic or private schools – or want to – but the cost can be burdensome. Stay tuned because what you will hear today, will give you tips on how your family can afford a Catholic education for your kids, …
Hiring a new financial planner can be a stressful process, especially if you’re a novice investor. You might not even know the questions to ask a financial advisor during interviews. Sure, there are the obvious two: 1.) How long have you been in the business, and 2.) What are your qualifications? But knowing a financial planner’s experience and certifications still …
Expensive Divorce Mistakes to Avoid Our hearts can hijack our common sense when it comes to personal finances. If you’re currently in the midst of a separation or divorce, you’re at an increased risk for making emotional money mistakes. Even splitting from a long term partner is stressful, especially when you’re living together and financially entangled. Here are four expensive …
I used to say, “If I just made more money, life would be better.” I thought that having more money would give me financial peace of mind. I now know that it wouldn’t have helped me at all. Why? Because the amount of money I made wasn’t the cause of my lack of prosperity. What was the cause? A combination …
I used to be a financial enabler, big time. In my twenties, I was engaged to a guy with horrible money habits. He spent everything he made (and then some), was in and out of jobs, and even in and out of jail. I was young and in love, and I thought that with enough love and encouragement, I could …
Even if your goal is to be 100% debt free, there are still four reasons to keep your credit cards. You’ve likely heard that you’re more likely to overspend with a credit card versus cash or a debit card. But credit cards have a few distinct advantages, so put down those scissors and don’t cut them up just yet! 4 …