Expensive Divorce Mistakes to Avoid

Expensive Divorce Mistakes to Avoid Our hearts can hijack our common sense when it comes to personal finances. If you’re currently in the midst of a separation or divorce, you’re at an increased risk for making emotional money mistakes. Even splitting from a long term partner is stressful, especially when you’re living together and financially entangled. Here are four expensive …

Three Keys to Your Financial Plan, hands holding a piggy bank

3 Keys to Your Financial Plan

I used to say, “If I just made more money, life would be better.” I thought that having more money would give me financial peace of mind. I now know that it wouldn’t have helped me at all. Why? Because the amount of money I made wasn’t the cause of my lack of prosperity. What was the cause? A combination …

Are You a Financial Enabler?

I used to be a financial enabler, big time.  In my twenties, I was engaged to a guy with horrible money habits.  He spent everything he made (and then some), was in and out of jobs, and even in and out of jail.  I was young and in love, and I thought that with enough love and encouragement, I could …

4 Reasons to Keep Your Credit Cards

Even if your goal is to be 100% debt free, there are still four reasons to keep your credit cards. You’ve likely heard that you’re more likely to overspend with a credit card versus cash or a debit card. But credit cards have a few distinct advantages, so put down those scissors and don’t cut them up just yet! 4 …

4 Lies Money Gurus Tell You

You might be avoiding your financial issues because of the lies money gurus tell you. Maybe you think that rescuing your financial dignity is going to be the equivalent of crawling across broken glass rather than the amazing adventure that it is. Here are the 4 lies money gurus tell you and real truth about rescuing your financial dignity once …

Disaster Proof Your Finances

Disaster Proof Your Finances

If you disaster proof your finances now, you’ll be prepared for financial emergencies in the future. The COVID-19 situation has highlighted the fact that most people are NOT financially healthy enough to weather a disaster, either a personal one or global one. This pandemic is unique in that we’re all going through a similar financial emergency together. What isn’t unique …

Dos and Donts in a Financial Crisis

Do’s and Don’ts in a Financial Crisis

In a financial crisis? If your livelihood is being affected by the COVID-19 pandemic, you’re not alone. With many public-facing businesses and organizations closing or going virtual for now, the uncertainty of it all probably has you feeling fear. But making money decisions from a place of panic rarely turns out well in the long run. Here’s what to do …

Married, But Financial Roommates?

In my financial coaching practice, I’ve noticed a trend lately. I’m encountering more and more married couples who are financial roommates. This means they’re keeping their finances completely separate. It’s not my imagination either. According to a recent study of the money habits of millennials by Bank of America, 28% of millennial couples say they keep their finances completely separate. …

The Astronomical Cost of Kids Sports

The astronomical costs of kids’ sports activities are consuming a larger portion of my clients’ spending recently. It’s not hard for the cost of sports (and other extra-curricular activities) to spiral out of control, especially when you have multiple children.  How do you know when you have crossed that line?  This will vary based on your particular financial situation.  My …