Your Credit Score Questions Answered, Part Two (Podcast)

In this episode, “Your Credit Score Questions Answered, Part Two,” I’ll continue to answer your burning questions about credit scores and credit reports. How can my college-aged son or daughter establish credit responsibly? If I have a low credit score, should I hire someone for credit repair? How can I improve my credit score if it’s not very good?   …

Your Credit Score Questions Answered, Part One (Podcast)

  We’ve all heard that it’s  important to “build your credit score” and “protect your credit score.”  But if you’re NOT going to borrow money, does it really matter?  During this podcast episode I answer this question and others….  What does my credit score mean and how is it calculated?  Is my credit score an indication of my financial health?  …

What To Do When There’s Not Enough Money to Pay All the Bills (Podcast)

When there’s not enough money to pay all of the bills, we can end up making emotional decisions that make our situation even worse.  I’ve been on both sides of the collections equation – I used to work as a collector for Citibank and I’ve had times in my life when collectors were calling me.  I understand how stressful and …

Personal Budgeting for the Small Business Owner (Podcast)

Personal budgeting can be difficult for small business owners (and commissioned sales people) especially if their income varies from month to month.  Those of us who are self employed can also encounter difficulties when they mix their personal and business expenses.  In this 15 minute episode, I’ll share how to do monthly budgeting with a variable income plus additional strategies …

Getting a College Education without Student Loans (Podcast)

  The average college student graduates with over $33,000 in student loan debt. Many Americans accept this as being inevitable if they want a college degree. In today’s episode, we’ll discuss ways to get an education with as little debt as possible!  Topics include: ESA & 529 Plans, In-State vs. Out-of-State Colleges, Community and Technical Colleges, Scholarship Opportunities, and Jobs …

The Spirit of Giving (Podcast)

In this episode I’ll discuss how giving money to charitable causes helps us stay financially healthy.  It’s a great paradox that the more generous we are, the richer we become both in spirit AND in our bank accounts.  I’ll talk about the benefits of giving, the barriers to giving, how to get started on your journey to becoming a generous …

The Underbelly of the Financial World (Podcast)

We all know that there are dangerous financial waters we need to avoid. Today we’ll talk about the worst of the worst, the “Underbelly of the Financial World.” I’ll explain why you need to avoid payday lenders like the plague, think twice about title pawning, run away from debt consolidation, and save your money instead of wasting it on lottery …