Having to say no to money requests tops the list of awkward conversations. A friend or family member asks to borrow money or wants you to co-sign a loan for them. You don’t have the money – or you just plain don’t want to. You know lending money can change the dynamic of the relationship and lead to resentment if …
Screw keeping up with the Joneses. (Much less the Kardashians!) If you were to ask me why the majority of my clients come to me stressed out about their money, it’s because of mindless spending. They may not think that they’re keeping up with the Joneses, but the truth is we’re all influenced by our environment. We have a tendency …
How do you know if you should hire me to be your financial coach? Yes, you should be ready to do the work and make the investment in yourself. But I’m one of thousands of coaches who could potentially help you master your personal finances. So how do you choose? During a recent discovery call, I chatted with someone who …
There are more retirement options for the self employed than you might think! As a self-employed individual, there are many different retirement plan options available to you. My special guest, Darren Wurz, of Wurz Financial Services, clarifies the differences and explains the pros and cons of each, so you can decide what is best for you. Plus, I give you …
What do you think is the most important question to ask before budgeting? “How much money do I bring home every month?” “How much am I spending?” “Do I have too much debt?” Even before you start asking yourself these specifics, I want you to answer this question first. “If I woke up tomorrow and felt really good about my finances, …
As a Certified Financial Counselor, I see the dangers of financial bulimia firsthand. What is financial bulimia? It’s the money equivalent of binge-and-purge behavior. Here’s what it looks like: Your spending is out of control, usually on credit cards. You’re not saving or investing for the future, tracking your net worth, or giving your personal finances the attention they deserve. …
In this podcast, I talk about “Affording a Catholic Education for your Kids.” I coach many families who send their kids to Catholic or private schools – or want to – but the cost can be burdensome. Stay tuned because what you will hear today, will give you tips on how your family can afford a Catholic education for your kids, …
Expensive Divorce Mistakes to Avoid Our hearts can hijack our common sense when it comes to personal finances. If you’re currently in the midst of a separation or divorce, you’re at an increased risk for making emotional money mistakes. Even splitting from a long term partner is stressful, especially when you’re living together and financially entangled. Here are four expensive …
I used to say, “If I just made more money, life would be better.” I thought that having more money would give me financial peace of mind. I now know that it wouldn’t have helped me at all. Why? Because the amount of money I made wasn’t the cause of my lack of prosperity. What was the cause? A combination …