Many people view budgeting like a crash diet of salad and water. In reality, it’s more like a healthy eating plan with room for portion controlled fun! When you budget, you’re essentially deciding in advance how you are going to spend your money. If you hate the word “budget” call it your Spending Plan.
You should make sure that you have at least a small amount of “fun money” in your monthly budget, and you should schedule larger splurges at least a few times a year, even if you’re in the process of getting out of debt. If your healthy eating plan never allowed you to have a cookie or a piece of birthday cake, you won’t stick to it very long! The same thing goes for your budget.