4 lies money gurus tell you

4 Lies Money Gurus Tell You

You might be avoiding your financial issues because of the lies money gurus tell you. Maybe you think that rescuing your financial dignity is going to be the equivalent of crawling across broken glass rather than the amazing adventure that it is. Here are the 4 lies money gurus tell you and real truth about rescuing your financial dignity once …

married but financial roommates, separate money, christine luken, financial lifeguard

Married, But Financial Roommates?

In my financial coaching practice, I’ve noticed a trendy lately. I’m encountering more and more married couples who are financial roommates. This means they’re keeping their finances completely separate. It’s not my imagination either. According to a recent study of the money habits of millennials by Bank of America, 28% of millennial couples say they keep their finances completely separate. …

im banning the budget, christine luken, financial lifeguard

I’m Banning the Budget

I’m banning the budget! Yes, you heard me right, I am banning the B-word from my vocabulary. Words are powerful. Words are loaded with meaning. And the word “budget” is loaded with negative connotations. When I ask my clients what comes to mind when I say “budget,” here’s what they say: “Discipline.” “Restriction.” “Deprivation.” “No fun.” It’s a wonder that …

More Than Fifty Shades of Gray

More Than Fifty Shades of Gray

  There are more than fifty shades of gray when it comes to money, because each person’s financial situation is unique and complex. Earlier this month I sent out a daily series of emails, entitled “The Top 10 Money Mistakes You Might Be Making,” which I’ve compiled HERE. I received several interesting responses directly from you, my dear readers. A …

Top 10 Money Mistakes

Top 10 Money Mistakes You Might Be Making

Top 10 Money Mistakes You Might Be Making 1.) Paying Medical Bills with Your Credit Card. Why it’s a mistake: Medicals bills have zero percent interest and providers are typically willing to accept partial payments over time. Once you pay that doctor’s visit or hospital bill with a credit card, you’ll be hit with interest fees unless you pay your …

Trying to Look Rich, Christine Luken, Financial Lifeguard

Trying To Look Rich Versus Being Rich

There’s a huge difference in trying to look rich versus being rich. The term “rich” is subjective and we can argue over exactly what that means. I really love the definition of rich that Jen Sincero gives in her book, You are a Badass at Making Money. “RICH = Able to afford all of the things and experiences required to …