“Theft by deception” is the scary legal term for writing bad checks and I didn’t even realize it was on my record until I was applying for an accounting job… at my family’s business!
Let me explain…
The year was 1999. I was engaged to “Jeff” who had terrible money habits. Unfortunately, out relationship was characterized by drama and stress and financial chaos.
Because Jeff rarely had his fair share of the bill money, we were constantly in the red. On more than one occasion our refrigerator was bare and payday still several days off. My brilliant solution: write a check for groceries despite the lack of funds to cover the amount! (Back then, there wasn’t the instant communication between banks like there is today.)
At one point, a check was actually returned twice by my bank for insufficient funds. Rather than try to collect the money directly from me, this particular grocery chain turned it over to an attorney which led to me going before a judge and admitting that yes, I owed them money. I then had to arrange a payment system with the court, which included fees on top of all that I owed.
If that wasn’t horrifying enough, several months later when I applied for the accounting job at my father’s company, I received a call from HR. Something came up when running my pre-hire background check: “theft by deception: dismissed.” Imagine how mortified I felt trying to explain my bounced checks and court appearance to the HR manager and my father!
Most of us have done things with money that we’re embarrassed (or even mortified) about. But do you know what’s even worse?
Other people knowing about our shameful money mistakes.
And this is the biggest barrier that keeps us from reaching out and getting the help we need to master our money and regain our financial dignity.
I told you my theft-by-deception story because I want you to know that I’m a safe person to open up to, having experienced money shame myself. And that was by no means the only mistake I made.
If you decide to work with me in any capacity to turn your financial situation around, I can guarantee you this:
I will never judge you for your money messes. My goal is to guide and encourage you on your journey to your preferred financial destination.
Ready to let go of money shame once and for all? Go HEREto find out more.