Avoid Payday Lenders Like the Plague (Video)

Payday lenders position themselves as an alternative to an emergency fund. You’ll hear them say things like, “We can help you pay for car repairs, holiday shopping, or unexpected expenses.” This “help” comes at a very steep price: over 600% interest! [responsive_video type=’youtube’ hide_related=’1′ hide_logo=’1′ hide_controls=’0′ hide_title=’0′ hide_fullscreen=’0′ autoplay=’0′]https://www.youtube.com/watch?v=_VdgP34-Xl0[/responsive_video] Here’s an actual example that I got from a well-known payday …

Is Cash Really King? (Video)

  Is cash really king?  Well, consider this: when you make purchases with cash, it actually registers as pain in your brain. That’s actually a good thing and we can use it in our favor to control our spending. When people use credit cards instead of cash, they typically spend 12 -18% more.  Cash can be a great way to …

A Budget is NOT Like a Crash Diet (Video)

  Many people view budgeting like a crash diet of salad and water. In reality, it’s more like a healthy eating plan with room for portion controlled fun!  When you budget, you’re essentially deciding in advance how you are going to spend your money.  If you hate the word “budget” call it your Spending Plan.     You should make sure …