Is Cash Really King? (Video)

  Is cash really king?  Well, consider this: when you make purchases with cash, it actually registers as pain in your brain. That’s actually a good thing and we can use it in our favor to control our spending. When people use credit cards instead of cash, they typically spend 12 -18% more.  Cash can be a great way to …

A Budget is NOT Like a Crash Diet (Video)

  Many people view budgeting like a crash diet of salad and water. In reality, it’s more like a healthy eating plan with room for portion controlled fun!  When you budget, you’re essentially deciding in advance how you are going to spend your money.  If you hate the word “budget” call it your Spending Plan.     You should make sure …

Reason You're Not Rich, Christine Luken, Financial Lifeguard

The Number 1 Reason You’re Not Rich (Podcast)

Today’s episode is “The Number 1 Reason You’re Not Rich.”  Now I know what some of you are thinking.  “Being rich would be nice, but I’m just trying to get financially healthy.”  Stay tuned because what you will hear today, if you apply it, will improve your financial condition whatever it may currently be. As I’ve discussed in previous podcasts …

Holidays Ruin Your Budget, Christine Luken, Financial Lifeguard

Don’t Let the Holidays Ruin Your Budget (Podcast)

Today’s episode is “Don’t Let the Holidays Ruin Your Budget!” Thanksgiving and Christmas are right around the corner…. With extra expenses for entertaining, decorating, and gift giving, sometimes the holidays aren’t so happy for our budgets! In this episode, I’ll give you tips for setting your holiday gift giving budget, and talk about ways to minimize your holiday decorating and …

okay to splurge, christine luken, financial lifeguard

When Is It Okay to Splurge? (Podcast)

  Today’s episode answers the question: “When Is It Okay to Splurge?” Sometimes we get so entrenched in the mindset of paying down debt and saving money that we struggle with figuring out when it’s okay to loosen up a little and ENJOY some of our money. There is definitely a right way and wrong way to splurge. When Is …

The Battle for Your Money Begins in the Mind (Podcast)

Today’s episode is “The Battle for Your Money Begins in the Mind.” We’re going to explore how the way you think about money influences your financial behavior and your ultimate success with money. I’ll share some surprising facts about how your brain processes information, including how to identify destructive thoughts and replace them with productive ones. Check Out Finance Podcasts …