No Shame in Asking (Video)

I have quite a few coaching clients who preface their question to me with phrases like the following: “I’m embarrassed that I don’t know this but…” “This is probably a dumb question, but…” “I know I should probably know the answer to this, but…” Here’s what I want to say both to you and my clients: There is NO shame …

Avoid Payday Lenders Like the Plague (Video)

Payday lenders position themselves as an alternative to an emergency fund. You’ll hear them say things like, “We can help you pay for car repairs, holiday shopping, or unexpected expenses.” This “help” comes at a very steep price: over 600% interest! [responsive_video type=’youtube’ hide_related=’1′ hide_logo=’1′ hide_controls=’0′ hide_title=’0′ hide_fullscreen=’0′ autoplay=’0′]https://www.youtube.com/watch?v=_VdgP34-Xl0[/responsive_video] Here’s an actual example that I got from a well-known payday …

Giving is Good for You

Giving is good for you, which is why we shouldn’t just reserve it for the holidays. With Thanksgiving just behind us and Christmas on the horizon, many of us having charitable giving on our minds. We’re writing out our holiday gift lists, shopping for others, sponsoring kids for Christmas, and making year end donations. But did you know that giving is …

okay to splurge, christine luken, financial lifeguard

When Is It Okay to Splurge? (Podcast)

  Today’s episode answers the question: “When Is It Okay to Splurge?” Sometimes we get so entrenched in the mindset of paying down debt and saving money that we struggle with figuring out when it’s okay to loosen up a little and ENJOY some of our money. There is definitely a right way and wrong way to splurge. When Is …

Money is Emotional (Podcast)

In today’s episode, “Money is Emotional,” I’m going to tell you the story of my clients – Doug & Joanne Smith – and their emotional journey from anxiety and embarrassment to confidence and hope. Money is certainly emotional and I have to address that when I’m working with my coaching clients. My goal is to help people work through those …

Are You Possessed by Your Possessions? (Podcast)

In today’s episode, “Are You Possessed by Your Possessions?” we’ll explore the following questions: Am I surrounded by things that bring me joy? Or am I buried in a mess of clutter that stresses me out? When is enough “enough”? Many people are living in cluttered homes, have garages they can’t even park a car in, and rent storage spaces …