Financial Lifeguard Story (BusinessWise Podcast)

  Wondering why I call myself the Financial Lifeguard?  It’s because I was once drowning financially myself.  I owed three different payday lenders money and was behind on most of my bills, despite having an accounting degree! Listen to this 3-minute segment from interview with Crystal Faulkner of the BusinessWise Radio show below.

Different is Not Wrong (Video)

Do you disagree with your spouse about money? Many times these issues are gray areas, with no clear right or wrong answers.  Most of us want to get our way and we usually think that our way is best! But just because your spouse thinks differently than you doesn’t necessarily mean that he or she is wrong.  If you find …

Lottery or Lightning Strike? (Video)

Did you know that you’re 251 times more likely to be struck by lightning than to win big in the lottery? Your odds of winning a $500 million jackpot are only 1 in 175,000,000! You’re more likely to get rich slowly than quickly. The odds aren’t even that great for winning a measly million dollars these days (1 in 5 …

Make It a Treat (Video)

I recently read the book, “Happy Money: The Science of Smarter Spending” by Elizabeth Dunn and Michael Norton.  The authors made the  interesting discovery that people enjoy purchases like fancy lattes, Belgian chocolate, and massages MORE when they had them LESS often.  Why is that? When something is an occasional treat, rather than part of your routine, you have more happiness and …

Friends and Money

Whether you know it or not, your friends influence you both personally and financially. Are your friends’ money habits helping or hurting you? When I was in a financial mess years ago, most of the people I hung out with were in the same boat: bouncing checks, visiting payday lenders, etc. It’s been said that I could guess your net …

Money Is Not Evil (Video)

Ever heard the phrase, “Money is the root of all evil?” The truth is that money – just like a pen or other object – is neither good nor evil. Money is simply an extension of the person using it. Money is a tool. If you respect it and use it properly, you’ll have positive results. If you disrespect it …