Avoid Payday Lenders Like the Plague (Video)

Payday lenders position themselves as an alternative to an emergency fund. You’ll hear them say things like, “We can help you pay for car repairs, holiday shopping, or unexpected expenses.” This “help” comes at a very steep price: over 600% interest! [responsive_video type=’youtube’ hide_related=’1′ hide_logo=’1′ hide_controls=’0′ hide_title=’0′ hide_fullscreen=’0′ autoplay=’0′]https://www.youtube.com/watch?v=_VdgP34-Xl0[/responsive_video] Here’s an actual example that I got from a well-known payday …

Is Cash Really King? (Video)

  Is cash really king?  Well, consider this: when you make purchases with cash, it actually registers as pain in your brain. That’s actually a good thing and we can use it in our favor to control our spending. When people use credit cards instead of cash, they typically spend 12 -18% more.  Cash can be a great way to …