Dear Younger Me

The song, “Dear Younger Me,” by MercyMe, has been stuck in my head recently. The song is full of advice the singer would give to his younger self. So I wondered: What money advice would people want to give their younger selves? So I posted the above picture of me and my best friend, Nicholle Bays, with this caption on …

Avoiding Money Extremes (Video)

When it comes to managing our money, it seems like many people fall into one of two extremes: neglect or obsession.  On the one hand, some people avoid managing their money.  It may be out of laziness or the fear of what they will find. Other people go to the opposite extreme and micromanage their finances.  They are obsessed with checking …

Post Mortem Budget Examination (Video)

Many budgeting gurus recommend sitting down monthly, with your spouse or partner if you’re married, and formulate a budget for the upcoming month.  However, it’s important that you do something else FIRST.  And that is taking a few minutes to do a “post mortem examination” of this month’s budget.   Ask yourself: What worked well this month? What categories did …

Holidays Ruin Your Budget, Christine Luken, Financial Lifeguard

Don’t Let the Holidays Ruin Your Budget (Podcast)

Today’s episode is “Don’t Let the Holidays Ruin Your Budget!” Thanksgiving and Christmas are right around the corner…. With extra expenses for entertaining, decorating, and gift giving, sometimes the holidays aren’t so happy for our budgets! In this episode, I’ll give you tips for setting your holiday gift giving budget, and talk about ways to minimize your holiday decorating and …