Spring Clean Your Money

It’s time for spring cleaning!  All around my neighborhood, people are mulching flower beds, fertilizing lawns, and cleaning up their yards.  Inside, folks are dusting, washing curtains, and steam cleaning carpets.  These deep cleaning chores we do once or twice a year help to keep our homes and lawns well cared for.  With tax season winding down, this is also …

The “Money is Emotional” Song

A few days ago, I was babysitting my niece, Ayla, and nephew, Reid.  Ayla is a bit of a diva, so I asked her if she’d like to help me make a promo video for my book, “Money is Emotional: Prevent Your Heart from Hijacking Your Wallet.”  I thought she’d be happy with sitting on my lap and saying something …

talking money with your honey

Talking Money with Your Honey (Video)

Talking money with your honey can be stressful.  Most people are more embarrassed about getting financially naked with their partner than physically naked!  Do yourself a favor and pick up a copy of Get Financially Naked: How to Talk Money with your Honey by Manisha Thakor and Sharon Kedar. (Available from Amazon) It is packed with tips and scripts for making money …

I Let My Heart Hijack My Wallet

The following is the introduction from my book, “Money is Emotional: Prevent Your Heart From Hijacking Your Wallet.”  Available at Amazon.com on March 21, 2017. When I hit financial rock-bottom, four years after graduating from college, I owed money to three different payday lenders. I was behind on my car payment and had past due utility bills and credit cards. …

Tis the Season for Emotional Spending

Emotional spending peaks in the month of December when we’re doing our holiday shopping. In this video, I share tips on how to keep Santa from emptying your wallet! Be mindful of your emotional spending triggers.  Do others in your family pressure you to spend more than you’d planned?  Are you buying extra presents for your kids because you’re trying …

Unequal Pay, Equal Say (Video)

When you are married, both you and your spouse have an equal say in the family finances! It doesn’t matter if you make 100%, 50%, or 0% of the income. As far the state is concerned, if you are legally married, you have an equal share of the family’s assets.  But if one partner feels entitled to a greater say in …

overdraft protection, Christine Luken, Financial Lifeguard

Overdraft Protection: Blessing or Curse? (Video)

If you are constantly overdrawing your bank account, overdraft protection may seem like a great idea… But in truth, it’s simply allowing you to ignore the problems of overspending and failing to balance your accounts. I recently interviewed a military mom for my book, Money is Emotional: Prevent Your Heart from Hijacking your Wallet, on this subject.  Her husband had always handled the …

Dear Younger Me

The song, “Dear Younger Me,” by MercyMe, has been stuck in my head recently. The song is full of advice the singer would give to his younger self. So I wondered: What money advice would people want to give their younger selves? So I posted the above picture of me and my best friend, Nicholle Bays, with this caption on …