sustainable financial success, chris salem

Sustainable Financial Success (Podcast)

Sustainable financial success is only possible when you master your money mindset!   In this guest appearance on Chris Salem’s radio show Sustainable Success, we discussed the importance of Mindful Money Management for Sustainable Success in your life and your business. Listen to the replay HERE. Episode Description: We already know what it takes to become financially healthy: spend less than we …

mindful spending, Christine Luken, financial lifeguard

Mindful Spending Curbs Retail Therapy

Can mindful spending really curb retail therapy? It happens to the best of us. We’re at the outlet mall with our mom, sister, or best friend, and the deals are amazing! Next thing we know, our cars are packed with bags and our wallets are nearly empty. For those of us who enjoy the sport of shopping, it can be …

Expensive Divorce Mistakes to Avoid, Christine Luken, Financial Lifeguard

Expensive Divorce Mistakes to Avoid

Expensive Divorce Mistakes to Avoid Our hearts can hijack our common sense when it comes to personal finances. If you’re currently in the midst of a separation or divorce, you’re at an increased risk for making emotional money mistakes. Even splitting from a long term partner is extremely stressful, especially when you’re living together and financially entangled. I’ll talk about …

Financial Rock Bottom, Christine Luken, Financial Lifeguard

Bouncing Back From Financial Rock Bottom

  Bouncing back from financial rock bottom isn’t easy and I know it from personal experience! In this podcast episode of Your Money, Your Wealth with Joe Anderson, CFP and Big Al Clopine, CPA, I tell others how they can rescue themselves from financial rock bottom! (My portion of the show starts at the 11 minute mark.)   CLICK HERE TO LISTEN! …

how many savings accounts, financial lifeguard, christine luken

How Many Savings Accounts Should I Have?

How many savings accounts should I have? It’s a question I get asked quite frequently. Some money gurus advocate for just one account and others say you should an account for each and every savings goal. I fall somewhere in the middle of these extremes. Here’s my short answer: you should have at least 2, and if you’re self-employed you …

couples and money, opposites attract, christine luken, financial lifeguard

Couples and Money: When Opposites Attract

Couples and Money: When Opposites Attract In love and money, we have a tendency to be attracted to someone who is our polar opposite. While this can be exciting, it also has the potential to be stressful. When your significant other wants to handle the joint finances differently, that’s when the money fights start! Is there a way to compromise …

You are a Badass, Jen Sincero!

Last week, my friends Nanette Polito, Beverly Richards, and I piled into the car for a 3-hour road trip to Toledo to meet the author of You are a Badass, Jen Sincero. All three of us are raving Jen Sincero fans and have read or listened to both of her Badass books 20+ times between us. Yes, we are nerdy …

Smart Financial Risk, Christine Luken, Financial Lifeguard

Smart Financial Risk Taking

Smart financial risk taking is woven into the fabric of the entrepreneurial life.  If you’re a risk-adverse small business owner, it’s likely you’ll have ulcers and empty pockets before too long.  When it comes to managing your money within your business, where is the fine line between smart financial risk taking and recklessness? Being too scared to invest money in your business is …

Trying to Look Rich, Christine Luken, Financial Lifeguard

Trying To Look Rich Versus Being Rich

There’s a huge difference in trying to look rich versus being rich. The term “rich” is subjective and we can argue over exactly what that means. I really love the definition of rich that Jen Sincero gives in her book, You are a Badass at Making Money. “RICH = Able to afford all of the things and experiences required to …