Are You Being Cheap with Yourself, Christine Luken, Financial Lifeguard

Are You Being Cheap with Yourself?

Not long ago, I realized that I was being cheap with myself over something pretty silly – tissues. I always bought the store brand, never the “Puffs Plus Lotion” or the “Kleenex Ultra Soft.” Allergies plague me almost year-round, so I use a lot of tissues. Six weeks ago, my mom stayed with me for a few days while she …

4 lies money gurus tell you

4 Lies Money Gurus Tell You

You might be avoiding your financial issues because of the lies money gurus tell you. Maybe you think that rescuing your financial dignity is going to be the equivalent of crawling across broken glass rather than the amazing adventure that it is. Here are the 4 lies money gurus tell you and real truth about rescuing your financial dignity once …

money mistakes creative entrepreneurs make

Top 10 Money Mistakes Creative Entrepreneurs Make

Here are the top 10 money mistakes creative entrepreneurs make when starting their own businesses:   Not Getting Your Personal Finances in Order. Why it’s a mistake: If you don’t ensure your personal finances are rock solid, it will directly impact the success of your creative venture. Why? Although we hear financial experts tell us to keep our business and personal …

Self Care is Good for Your Well Being and Your Wallet

  Self Care is Good for your Well Being AND your Wallet. Investing in your physical, mental, and emotional health is good for your well-being now and it’s good for your wallet in the long run!   Our guest on this episode is Dr. Bernadette Anderson. It’s hard not to be inspired by Dr. Bernadette because she approaches life with a …

bank of mom and dad, podcast, james lenhoff, christine luken

The Bank of Mom and Dad {PODCAST}

  In today’s podcast, we’re talking about The Bank of Mom and Dad – and it’s not what you think! Teaching kids about money is a challenge! How do you help kids learn from their own money mistakes while protecting them from financial disaster? Our special guest today is James Lenhoff, a Certified Financial Planner and the author of “Living …

The Day You Decide, Christine Luken, Financial Lifeguard

You’ll Remember the Day You Decide

Will today be the day you decide? I encourage my clients and students to celebrate their “Financial Independence Day,” which is usually triggered by a certain money milestone like paying off their debt or reaching $1 million in retirement assets. And we should definitely be celebrating those financial accomplishments, both large and small! But you know what we should really celebrate? The day …

married but financial roommates, separate money, christine luken, financial lifeguard

Married, But Financial Roommates?

In my financial coaching practice, I’ve noticed a trendy lately. I’m encountering more and more married couples who are financial roommates. This means they’re keeping their finances completely separate. It’s not my imagination either. According to a recent study of the money habits of millennials by Bank of America, 28% of millennial couples say they keep their finances completely separate. …